Helping REALTORS put More Buyers in Homes!
Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of January 9, 2026
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
5.875% 5.919% 0.280%
6.000% 6.043% -0.272%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
7.000% 7.006% -0.061%
7.125% 7.144% -0.186%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $766,550
Rates APR Points
6.125% 6.158% -0.209%
6.250% 6.328% -0.491%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $766,550
Rates APR Points
6.125% 6.161% -0.385%
6.250% 6.293% -0.456%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $806,500
Rates APR Points
5.625% 5.628% -0.012%
5.875% 5.959% -0.381%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
5.875% 5.910% -0.225%
6.000% 6.084% -0.534%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $806,500
Rates APR Points
5.875% 5.891% 0.131%
5.999% 6.042% -0.344%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
5.990% 6.000% -0.103%
6.000% 6.011% -0.120%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $672,750
Rates APR Points
5.750% 5.764% -0.091%
5.875% 5.922% -0.300%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $672,750
Rates APR Points
5.875% 5.902% -0.295%
5.990% 6.060% -0.742%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
5.875% 5.878% 0.020%
6.000% 6.050% -0.317%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.000% 6.003% -0.029%
6.125% 6.168% -0.459%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: $568,700
Rates APR Points
6.125% 6.140% -0.155%
6.250% 6.273% -0.243%