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Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of July 4, 2025
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
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Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
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Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $766,550
Rates APR Points
5.375% 5.686% 2.000%
5.500% 5.826% 2.084%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $766,550
Rates APR Points
6.125% 6.304% 1.878%
6.250% 6.444% 2.018%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $806,500
Rates APR Points
5.625% 5.691% 0.298%
5.875% 5.879% -0.020%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
5.875% 5.913% 0.243%
6.000% 6.014% -0.088%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $806,500
Rates APR Points
6.375% 6.407% 0.252%
6.500% 6.528% -0.217%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
5.625% 5.638% -0.146%
5.750% 5.763% `-0.146%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $672,750
Rates APR Points
5.750% 5.821% 0.454%
6.000% 6.016% 0.100%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $672,750
Rates APR Points
6.250% 6.279% 0.308%
6.375% 6.407% 0.339%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
5.750% 5.847% 0.624%
6.000% 6.042% 0.270%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.250% 6.281% 0.328%
6.500% 6.510% -0.104%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: $568,700
Rates APR Points
6.250% 6.287% 0.388%
6.500% 6.500% -0.004%