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Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of April 4, 2025
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
6.000% 6.043% 0.277%
6.125% 6.244% 0.754%
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
5.875% 5.946% 0.762%
6.000% 6.040% 0.423%
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $766,550
Rates APR Points
5.125% 5.176% 0.332%
5.250% 5.292% 0.276%
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $766,550
Rates APR Points
6.375% 6.390% 0.156%
6.500% 6.563% 0.647%
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $806,500
Rates APR Points
5.500% 5.634% 0.610%
5.625% 5.828% 0.917%
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
5.625% 5.745% 0.771%
5.750% 5.864% 0.734%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $806,500
Rates APR Points
5.875% 5.887% 0.096%
5.999% 6.075% 0.607%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.125% 6.159% 0.363%
6.375% 6.427% 0.546%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $672,750
Rates APR Points
5.625% 5.713% 0.567%
5.750% 5.895% 0.930%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $672,750
Rates APR Points
5.875% 5.898% 0.251%
6.000% 6.074% 0.785%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $806,500
Rates APR Points
5.625% 5.687% 0.397%
5.750% 5.869% 0.760%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $806,500
Rates APR Points
6.000% 6.044% 0.465%
6.125% 6.215% 0.949%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: $568,700
Rates APR Points
6.000% 6.044% 0.465%
6.125% 6.215% 0.949%