Helping REALTORS put More Buyers in Homes!
Products
Viewpoint Financial offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide loans for purchasing a home and refinancing a home.
Information note: Points are generally a cost to the Borrower to obtain a specific interest rate. Below, a minus sign preceding a Point quote (i.e., -0.500% beneath the word “Points) denotes a credit to the Borrower instead of a cost to the Borrower.
Pricing for this product (“Points,” including those with credit as explained above) includes an interest rate lock period of 15 days. You may estimate one-quarter of a point, .250 as a decimal, for each additional 15-day period for an interest rate lock.
Effective September 1, 2014, our minimum loan Amount is $90,000.
Interest Rates are effective the week of November 15, 2024
Jumbo/Non-Conforming, 10-year & 15-year Fixed
Rates APR Points
6.000 6.057 0.367
6.125 6.262 0.869
Jumbo/Non-Conforming, 30-year Fixed
Rates APR Points
6.500 6.603 1.064
6.625 6.698 0.754
Conventional - High Balance/Super Conforming, 15-Year Fixed
Term: 15 Years Maximum Amount: $766,550
Rates APR Points
5.500 5.658 1.016
5.625 5.739 0.735
Conventional - High Balance/Super Conforming, 30-Year Fixed
Term: 30 Years Maximum Amount: $766,550
Rates APR Points
6.250 6.343 0.979
6.375 6.408 0.341
Conforming Conventional, 10-year Fixed
Term: 10 Years Maximum Amount: $803,500
Rates APR Points
5.250% 5.464% 0.976%
5.375% 5.478% 0.471
Conforming Conventional, 15-year Fixed
Term: 15 Years Maximum Amount: $803,500
Rates APR Points
5.375% 5.475 0.646%
5.500% 5.550% 0.326%
Conforming Conventional, 20-year Fixed
Term: 20 Years Maximum Amount: $803,500
Rates APR Points
5.999% 6.083% 0.677%
6.125% 6.151% 0.211%
Conforming Conventional, 30-year Fixed
Term: 30 Years Maximum Amount: $803,500
Rates APR Points
6.125% 6.190% 0.690%
6.250% 6.306% 0.589%
Government - FHA 15-year Fixed
Term: 15 Years Maximum Amount: $644,000
Rates APR Points
5.375% 5.475% 0.651%
5.500% 5.529% 0.190%
Government - FHA 30-year Fixed
Term: 30 Years Maximum Amount: $644,000
Rates APR Points
5.625% 5.689% 0.695%
5.750% 5.760% 0.112%
Government - VA 15-year Fixed
Term: 15 Years Maximum Amount: $803,500
Rates APR Points
5.375% 5.491% 0.751%
5.500% 5.545% 0.290%
Government - VA 30-year Fixed
Term: 30 Years Maximum Amount: $803,500
Rates APR Points
5.625% 5.698% 0.795%
5.750% 5.770% 0.212%
Government - USDA 30-year Fixed
Term: 30 Years Maximum Amount: $460,000
Rates APR Points
5.625% 5.698% 0.795%
5.750% 5.770% 0.212%